No-fault insurance is a type of insurance (typically automobile insurance) where insureds are indemnified by their own insurer regardless of fault in the incident. The term is often applied to any type of policy that allows for a policyholder to be reimbursed by their own insurer without proof of fault, but technically it refers only to state/provincial laws that not only allow for recovery of direct damage but also limit the right of the insured to sue.

States/Provinces with No-Fault Laws

Accident Compensation Corporation in New Zealand
Transport Accident Commission in Victoria, Australia